I had applied for education loan two year back. They asked me to collect a set of documents. After I submitted all the documents .They said they would send it to the higher authorities for confirmation.It took them 6 months to do so after 6 months when I went there. I was told that there are new rules and regulations.So I will have to submit few of the documents .I did all the formalities again and they said they would send it for confirmation like this that took 2 years then finally my loan is sanctioned the higher authorities informed my bank to inform me regarding the loan sanctioned but my band did not do so and again I did not get loan finally I do not have an education loan so I do not trust the bank anymore