I was very apprehensive about approaching sbi for home loan as I was told by many people about there bad service and long delay in getting the sanction for home loan but a friend of mine suggested me to approach sadashiv nagar branch, I am glad I did that.
Getting home loan from sbi was a very pleasant experience for me. I was fortunate to be guided by mr keshav, chief manager palace road branch sadashivnagar, bangalore believe me this guy is excellent.
Even though filling the long home loan application was tiring and irritating but the manager was very prompt and helpful. He helped out with the documentation and also kept me updated about the loan status, I got the loan sanctioned in about 20 days.
The interest rate calculation of sbi is also very clean also there is an option to park excess amount into home loan account, thereby reducing the interest rate on the loan to a great extent.