S b I is the best one of the indian banks to very trusty bank and good transaction bank for economic stats This bank is a very good bank it does not have any hidden cost in loan interst every one can relay on this bank but the bad this is sms alart it has very weak sms alart some times massage comes somes times not but the goodthing is depositing money it is very easy through ATM cum Debit Card SBI gives loads of services and facilities to its consumers, they even have MOD account which is only supported by SBI and PNB So I would definitely suggest you to have an account in State Bank Of India. so totaly this is best rate for this bank. thanku .