This is the biggest bank in our country but its servicest in recent times very horrible especially Avg. monthly maintainance service charge. It will charge if we maintain much money in our account or do not maintain . We are poor background but we lose every month nearly Rs 100-200. All of its services were baad. I do not refer any one to open an account in this worst bank. It will charge bi-monthly service charge for message alerts. All these service charges and fees are to recover its loss of its ₹6500 crores by VIJAYMALYA. They will never take actions against such a rich people but on poor by collecting service charge.