As the user and customer of the state Bank of India. Their services are nice however their employees and the customers service is worst. The people working their is so arrogant. While opening the acoount I did not get much of the assistance in their and for online banking I made by myself.
I used the card provided by the sbi for paying on grocery, to book tickets online and recharging my phone. That is very good services provided by the bank. However, the minimum maintenance balance of Rs. 5000 is pretty high for a student and bank charges fine for not maintaining the amount. The interest rate my saving account also low. And the transaction limit on the debit card also known as ATM card for other banks atm is only 3 after that they charge around 20 to 25 rupees per transaction. The ATM decline charge is also their.
So, all in all I won't recommend state bank of India.