Let me share my personal experience about sbi services. Me and my family are strugle very much to build a own house and finally my family decide to buy a flat for that we want a home loan, then I visited so many banks.my m had a salary account in sbi.
So I decided to take loan in sbi and I started the process, the manager and some employes are shown irresponsible behaviour but I dont want to stop the process in the middle.I waited with patience.bank manager told me that they will provide home loan with in three months but I tooks three more months, at finally I got home loan in six months.we buy a flat, now we are happy.