State bank of india is a large govt. Undertaking bank and it has so many branches all over india and also people have many types of accounts in this bank. This is a public sector bank but nowadays this is behaving like a pvt. Money making bank by charging extra bank charges on their customers accounts. I had an account with this but I had close it due to its behavior due to increase in average minimum balance in their customers Accounts. If you have below average minimum balance in your account then it can charge you by your account in the form of penalty. This is mis behaving with bank customers.