I faced problem so many times regarding in getting ATM and transfer my account from one place to another. The procedure of getting ATM is so long. Once you have to apply for it then they will send it to your home after that you have to go again in bank for password. But in other banks it’s not like that they provide ATM and password instantly. Employees of bank are also not so helpful they should be friendly with the customer. The procedure of money withdraw( without ATM) is also time consuming.