No negatives at all. Good trust, & good technologies. More branches.good atm service, mobile banking, internet banking, & employees know more about banking than any other banks staffs. I closed my union bank account & opened a new account in sbt frm 1995 onwards.now i am proud to be a customer in sbt.they keep a long tradition of trust with we malayalees.
When we have any doubt....just have to call the branch only. Even the boys sitting in counters know much than the managers of icici, hdfc & south indian bank.
Also no hidden charges at all.
Our money is safe in sbt.