SBT the state bank is the only bank which is comparitively better in my place. But the customer service of the bank is pathetic. The bank employs behaves very harshly to the customers . They don’t respect anyone and acts as though you have gone to take THEIR money from the bank! I wouldn’t have opened an account there if there was other bank available near to me. All other features are better than other banks . The SMS service is also not very good. Most of the time they don’t send SMS when money is deposited in the account.