Ive been a customer of STATE BANK OF TRAVANCORE since the late 80s. I have had accounts with SBT at six of its branches so far, as I had to change my residence according to my fathers transfers, my education and my own job. All these years I find the banks service and facilities quite satisfactory. I cant recollect a situation which make me speak against SBT. I should say that I get a feeling of being at home when I visit an SBT branch. The bank really care for its customers and serve them sincerely, from my experience. There can be exceptions, of course. But after being a part of the bank for about 17 years I dont have the slightest of hesitation to recommend it to anyone. I have been with the bank before and after the boom of private banks, and I observe that SBT has adapted reasonably well to technological innovations in banking. Being a component of the STATE BANK GROUP, the largest network in India, their ATM coverage is exceptional. SBT has more than 670 branches in all, the majority of them in Kerala.