This state bank secure otp app is used in sbi net banking. This app is used when when transctions is done from account and otp password is coming in this state bank secure otp. This app is only used in computer only and if you want to transcation where ccomputer is not available then you not cant do any times of transctions. In this app, the OTP password is coming very slower and some times the OTP was also not come. This app is only used in personel computer only, other then we cant use net banking because OTP password is generated only at that computer only. This app is not so useful for net banking and also time taken.