If you are planning to go for it for whatever reason. Avoid. I have used it for more than two years.
Why avoid?
The response in case something goes wrong does not exist. Money is deducted from your account if you complain more will get deducted. The customer care number is of no help at all. I have tried talking to their higher-ups all seem to be insensitive to your complaint.
Useless try something else but not this one.