It was when I lost my iPhone5 due to accident last year while travelling that I realize that insurance is the most important requirement for costly smartphone. Data supports that 70 million smartphones are lost each year with only 7% recovery. Also accidental & liquid damage repair is so costly that most of the people do not opt for it resulting in financial loss, count me in too for last year mistake.
This year when I purchased Samsung galaxy S7, the first thing idid was to purchase a mobile insurance plan, chose syncnscan as their customer support is really supportive with right kind of knowledge and talks all honest stuff. Few days duse to some issue I lost my data but thankfully due to syncnscan app got it recovered thru their backup drive.
Worth buying at such low price. Also they provide insurance thru IFFCO Tokyo which is a good player.