TATA AIA is one of the most trusted companies in the market in terms of offering of its products and services.
LI plans of TATA AIA are very unique whether it comes to traditional plans ( not market linked) or we talk of ULIPs ( market linked) .
Though TATA AIA has a lot many plans, but a very unique one is its term plan called as Sampoorna Raksha Plus which returns the premium taken by the company over the years whether 30 or 40 years premium paying term if the applicant ( insured) survives.
No other Life Insurance plan or company including LIC returns the premiums paid if the applicant survives. Its the Unique Selling Feature of this plan which is the best in the industry.
When we see the ULIP plans of TATA AIA, they have given very good returns since its inception.
One can also go through the TATA AIA plans on its website and choose among them which are one of the best in industry with claim ratio of 98.25% as the highest in private sector insurance and ranked as 2nd after LIC.