Read all the little and small terms and conditions carefully before you invest. In the start, they will give you all the promises, but doesn’t work out in our favor even a little bit. They take our money and invest in stocks, shares, mutual funds etc. And what we receive in return in just the bread crumbs that they throw at us. USELESS to the CORE, rather invest in LAND, GOLD, POST OFFICE SAVINGS etc. My humble request, never ever invest with the cheats. Because, they grow richer and we stay as we are.