I have a Hyundai i20 and Have been using Tata AIG as my car insurer since 2 years.
Its been a nice journey so far as the service is really neat. In my policy I have roadside assistance to which Tata AIG provides prompt action. There have been problems with car battery and tyre getting deflated, but with roadside assistance. Tata AIG have always provided help within 45 Minutes.
As going for the policy amount. Its really affordable as Ive compared with others, its almost the same.
A piece of advice would be, if youre getting insurance from Tata AIG. Do take roadside assistance as a service in the policy