Beware people if you are in town or any urbar body choose this but if you are in a rural area or in any village please don’t take any policy because if you are unable to pay the premium or annual fees in time by their office then they will add more overdues on it and takes more interest because they have no online payment gateway.Although a payment gateway is exists their but some policies are not mentioned there just like my policy ’tata aig accident shield policy’.I had to paid rs 800 extra because I was unable to pay the renewal fees in time but I tried several times to pay it by online but in their server my policy was not mentioned but frequently they messeged me that pay your renewal fee by online but I couldn’t so that I had paid rs800 more.So don’t trust the online payment of this insurance company.Thanks