I’ve had accounts with them all my life, and after getting a stable full job, I decided to open up a credit card with TATA. A year on, I’m in a little bit of debt, and have had a couple of hundred on it for a few months, but I’ve been paid so little interest I’ve hardly noticed! I’m very surprised by that, but I think I luckily managed to get a lower interest rate before it all shot up.
I use online banking which makes it so incredibly easy just to transfer money from my current account to my credit card to pay it off. It’s simply a click of a button! Online banking is very useful to keep control of my finances, too. I’m going to be going travelling next year, and think I will find my Visa will be very useful as apparently its accepted worldwide.
There probably are cards out there which have greater rewards, but I find that as a previous customer, I want to be loyal to them, and they are good to me, and its a reliable account. I’m happy with the interest rate, and I hope that when I clear off my debt it’ll help my credit rating go up.