IF UR looking for perfection - this is not a place ( ready to deal with fish market Join me - have patients to read my story ) TMFL - tata motor finance Limited
I contacted Bangalore TMFL office on 19th of June - They directed me to Prashanth ( executive )– Believing he is an direct employee of TML I proceeded . I paid advance on 23rd of June & blocked the car in my Company (Hewlett Packard) Ford Ikon ZXI 2002 Car Valution done by Mr .Vijay (recommended by TATA motors ) on 26th of June . All document Including agreement & cheques handed over to Prashanth ( 9986137133) on 27th of June . Residence Verification done on 28th June .
Agreed terms were - Loan of 2.40Lacs for 4 yrs @ 7.9% interest was promised & that the loan would be disbursed by 30th of june as it was the month end - these were verbally promised by Prashanth - (Check the application for proof ) . Nothing happened till 6th of July – so I escalated the issue to Gautam 9243495491 (Account MAnasultanger TMFL) I had to visit TMFL office to meet Gautam – who informed that nothing of the above said is possible & changed over the entire story to 2 Lakh loan for 3 yrs at 16% diminishing interest. & promised to make a aishwaryasingh23ment on Monday ( 9th of July ). Nothing happened till 9th evening – then I rushed to the TMFL office. I was redirected to Mr Thirumalai Prasad who is DSA of TMFL sitting 7Kms away from TMFL office - Gautam stated that he would handover the cheque to me ( some internal adjustments he said ) .
Thirumalai Prasad ( 9844002649) gave a me cheque of ICICI Bank for 1, 95, 950 RS Dated 10th July –for a 2 lakh Loan amount – 2050 for document charges & 2000 for RC book & Insurance Transfer was deducted – which was not informed earlier.Cheque was deposited on 10th July & was returned back for insufficient funds on 12th of July . 12th Morning I rushed to TMFL office where I was promised that by the same day evening the cash will be remitted to my Citibank account .13th July – no one answers the phone – No trace of receiving the funds at last evening by 5 pm Mr. Prasad Faizabad the phone stating the cash will be handed over to me by 14th Morning in his office .Now tell me when other banks could give me a loan of 2.4 lakhs @ 13% interest for 4 yrs why shld I deal with these worth less – Trust less – Liars - TMFL Bangalore
I should have filled a law suit against TMFL for a cheque Bounce / also the mental trauma TML caused & I’ve lost my reputation in my company.