Hi, This is happened with me in this year 2012. I frustrate from the Times Of moneys- Direct pay service which is activated for my website https://makemyproduct.in I will never suggest to any buddy to choose payment gateway times of money. Support is like hell no technical person are supportive no proper documents. They will neither receive call and nor reply email query.
Before taking payment gateway service please consult me on this number 9060606028. For any transaction they take 15 days for success confirmation or rejection. Really I am fed up with this support after happen this to me I decided to take picture to show you reality of times of money.