In order to choose the best bank for you which matches your way of dealing with your money differes from person to person. So if you are a person who has a limited amount of money and might need it anytime sooner should invest in a bank with a slight more rate of intrest on bank fixed deposits. Bank of india does not give too much intrest on fixed deposits but their savings account is preferable as they have the most number of branches in the big cities and working of their savings account is quite smooth.