It looks as if its the best and the biggest bank providing all kinds of services that a bank could provide and also many more new things could be coming as an innovation of this great bank. But only thing which is to be thought about this bank is the vulnerability it has in terms of security it provides for the user.
The best part it the bank will make sure you have enough money if at all it would be risked on the net. For less than Rs. 5000 per day in the account the bank will charge around Rs250, thats little crazy I feel, the idea of making sure you put a lot of money to be more vulnerable of attacks.
The maintenance is of one more concern. Imagine my friend got a new photo card without having asked for it and that too the photo was of some other person and the name was his on card. The super part of it was that the original card of his got disabled automatically. So he had to call and get it rectified which took 4 days and he was not able to access ATM for all that period.
In total the xxx is very big and wonderful, but by the nature of it being so. it has its own problems.
To conclude I would say its good to have an account with xxx for all its facilities as long as huge money is not deposited(Just customers way of keeping vulnerability low, just in case).
I had prepared all this specific to an very big international bank but later thought would generalize this whole thing as it could happen with any big bank!
So the suggestion is have big savings account in a small bank near your home and a small account with a very big Bank
So happy and safe banking!
Srini