All of you may be wondering as to where to invest when the Bank and Government have cut rates to a limit where we cant get much returns from that for now. Inflation has reached highest levels such as 7.9 and 8.0 and Oil is still on the upmove.
In the current situation you should not think of making savings, instead you should plan to make Investments. There are many such alternatives. Some of them are equity and mutual funds and Initial Public Offerings(IPO’s)
These are the only places where you can expect a better return.
*Points to remember:*
1) Invest wisely and not on Market rumours
2) Invest for a long term
3) Invest early in life to get the compounded advantage
4) Invest regularly
5) Invest within your risk capability and limits
6) Invest with the help of professionals and financial consultants
*IPO’s** in the recent years have been very successful considering the response it has got, its over-subscription rate and the value after listing. Almost 99% of the IPO’s which have listed have grown more than they were at the primary stage. This have been one of the safest and has given the maximum return in a medium to long term scenario. The Government has taken additional interest in liquidating its hold in companies such as ONGC, Maruti, NTPC, GAIL etc. These have been tremendous value additions to the market and has got a lot of demand from the Foreign and Domestic Institutional Investors.
If you are new to this field, **Mutual Funds** are a very good way to get started. Approach some good financial consultants or companies to get some tips and advises as to what are the options available and the risks etc.
If you know about **Stocks**, Equities then its time to get involved in that, since these are the instruments that have given one of the highest percentage of returns in the recent years. Most importantly the Indian Economy is in an upward growth direction and this gives tremendous opportunities for companies to expand and grow globally and produce profits each time.
Demat Accounts have been increasing day by day, which shows the future trend is changing towards Equities. Debt markets have been under-performers in the last couple of years.
NOTE: Mutual Funds and Equities are subject to market risk. Please read the offer documents carefully before investing