Union bank in india is the best bank I have seen I have taken account unexpectedly but im happy now for having account in that bank recently I lost my ATM card so I blocked it and went to bank they gave me and the employee in the bank said me to wait for 2 days to activate and the ATM’s of this bank available at most of the places and also we can do internet banking without any problem in this bank they didnt ask to maintain some minimum balance like other banks if u want to take account try in union bank of india