Had been using this credit card for along time.when I was working as it was connected to my salary account so I had chosen an option of auto debit and every month the amounts by defaults gets deducted from the account.
But later in one stage I realised that whatever the total bill was more than was getting deducted and immediately got touch by there customer care and informed but there are like there are hidden cost which are applicable in the form of taxe.I asked go ahead and discontinue and it almost took more than a month for them to discontinue the card.Would not suggest all to go ahead for this credit card