When it comes to security we all want better returns for our vehicles if some mishappening takes place therefore United Insurance does not come with that as the return every year depreciates by alot hence making the return go low.
One of my personal experience says that the helpline is not at all helpful as they dont provide proper solution and instead the premium remains same after such bad policies. If you go for two wheeler they have only one option which is also expensive compared to other companies , I would recommend you look for better options. Thanks