Vijay Sales, Bajaj Finserv Lending, Private Bank Credit Card providers and Company Hitachi- Are they conspirators against SBI Card or nationalized bank credit card holders?.?
It was one of the most frustrating day for me and was cursing myself that why I read the advertisement of Vijay sales and financier Bajaj Finserv Lending yesterday, i.e on 8th of April in TOI.
According to advertisement anyone having Credit Card will take finance for purchasing Air conditioner from Bajaj Finserve Lending after submitting residential/income/identity certificates. This too was confirmed on phone no. 9582221764 of Vijay Sales.
So, I visited the Sector 7 shop of Vijay Sales with all the requisite certificates and credit card.
After waiting almost for 2 hours I was entertained and Mr. Kamlesh who was verifying the documents declared that SBICard holders can not get more than 25000 as finance, so I had to deposit 8000 in cash for the AC Hitachi! At that time I had deposited my Voter I Card as Photo ID/PAN card/Driving License/ cancelled Cheque leaf/Credit Card/ Form 16/ Telephone Bill…… and so on, which were fed in the computer, and I got even a message as if I had won a war.
“Dear Customer, Congratulations! Your Finance request SF5469966 for CD loan has been approved by BFL. The limit assigned on your EMI card is Rs. 75000. TC apply.”
I was in a bewildering & disorienting situation and so I asked why this anomaly, even when nothing is mentioned in the advertisement? Are private banks are more controlling and dominant than Nationalized banks or SBI or there any unscrupulous accomplishment or conspiracy among Vijay Sales, Bajaj Finserv Lending, Private Bank Credit Card providers and Company Hitachi?
Mr. Kamlesh and then after Manager thereat at the ground floor were could not give me any reply of wasting my valuable 2 hours after returning from office and the crux of the SMS in which I had been congratulated for approval of loan by Bajaj Finserv Lending? They were virtually scoffing at that why I had credit card of SBI?
I was in a so disgraceful state that I felt whether I abuse my SBICard or these untrustworthy & undependable organizations! But I am relaxed now, I feel I was left untouched by some suspicious organizations but should not I feel the details of my credit card or other valuable certificates which was fed in the system at Vijay Sales will be utilized unscrupulously?
M K Verma
8800118333