Vijaya bank is one of the best bank chain around the country provide full customer satisfaction. If you need to get your work done instantly go for this bank . I remember when I opened my first account with vijaya bank it took just one hour by them to verify my details and within a week they also verified my address although atm availability is not good as other banks there is only vijaya bank atm near my house and to be honest that’s the one I’ve seen in whole NIT region. Phone banking is also good you can easily access to your account and transfer money.