Vijay bank is a semi government bank.i have a saving account in this bank.six month ago I opened a minor account.vijaya bank is a most popular bank in india.i receive a pass book after open account.their customer service employee is good to solve customer problem.last month I receive my ATM card through post.i have gone through vijaya bank.i will say all bank have some minor issue with them.
But I have to see long time effect with bank when I am deposit some money there.i would not suggest loan from this bank.when I go to deposit cash they make quickly.you bcan use its ATM for shopping.i dont recommend vijaya bank for long term use.