Vijaya bank is best bank of india. It is one of the natinalsed banks in india .The bank became a schduled bank in 1958.i am using the saving Account for than 9years .vijaya bank is very good bank .they responding properly to the cusomers .i dont know about the rate of interst and charge because I have not taken any loan with them .the Atm facillities is better for SB account .there is some minimum amount has to be a maintained .opening they informed to maintain a minimum balance of 500 Rupees .The net Banking are very fine. It is convenient for all transations .the custmores service is very good . And check your account of mobile phone . this is superrrb bank , nd vey good bank I am very of this bank and I am very satisfied .i like it Vijaya Bank