I got to know about this app long back. and I am using it and there is no problem at all.
It tracks your incoming messages and scan for any bank transaction.
if there is any bank transaction then it will be logged into software.
and represented in graphical manner. it supports all Debit and Credit card.Net banking nd other.
Some key points:
1.Check all your bank account balances instantly without using Internet Data. Never pay ATM over-use fee just to check your account balance.
2.Be it a restaurant bill or movie tickets or a trip together with friends, split and settle your joint bills with friends over a chat!
See your expenses categorized into categories like Food, Entertainment, Fuel, Shopping and so on