The xcel survey is a good website to earn money but you have to wait for a very long time for its payment I have withdrawn my money from this website about 2 to 3 months ago and still not have received my payment which is a very bad thing about it. This website offer various types of payment method like Paytm Flipkart Amazon but all the payment method are very slow although it is really and is a legit website to earn money. And I have once received my payment through this website but the payment speed is really not tolerable. Moreover the survey very less and are mostly are not done.this screen out you from the survey very easily by saying that you dont qualify for the survey after completing much of the survey, which is the very bad things. Although I have complained about my payment issue but there is no reply from their side.