Hello friends, today I will share my personal experiance with yes bank. I live in jaipur. I opened an account in this bank before nine months ago in one thousand rupees. and my nine months experiance is bad. I got my atm in seven days. phone banking is available. this bank apply mobile sms charge.once internet banking is good.once account balance is automaticly cut then I went bank and I told bank officer and I am not satisfied so customer service is bad. few availability of atm.