Yono is the lestest new application softwere promote the sbi transactions. But it has certain limitations. Hence it needs some further improments.
Yono By sbi is not usable for the -
1) check book passbook transactions
2) can not credit money
3) unable to change phone no.
etc.
And so on .
Thats why I dont like the services provided by yono on its online application.
There are so many applications are available in market about the sbi online.
Like: buddy, sbi online , etc
And it also one of them all related with online sbi banking. Do not have any different functions in it.
There are some risk factors also on it. If we log in opened yono and after our using it dose not automatically log out. Like sbi personal banking. So it has some risk factor than online sbi personal banking or net banking with sbi.
& its the concept and design of yono by sbi.
I do not like yono by sbi because of less/weak security and risk factors in money or banking field.