Opened IDFC Zerodha 3 in 1 account. Zerodha claims funds transfer just a click away. Transferred funds in the morning at 9:30, still not credited till 2:00pm. No support e-mail. Call center executives claiming pending from my bank, though statement sent showing debit towards zerodha. whats the point of 3in1 account? Do not fall prey to false advertisement of convenience on 3-in-1 accounts. Open SBI demat-the best there is.