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India
Member Since:Feb 25, 2009
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Beware of ICICI Bank polices to charge max charge
1
Reviewed ICICI Bank
My wife is a double post graduate in finance and management. She is working as a Sr. Manager in a Public Sector Bank. I run a private business and employ 75 engread more...
Never take loan from Indusind bank
Reviewed IndusInd Bank
I have taken a personal loan from IndusInd Bank. After taking the loan, there was continuous nuisance calls from the insurance agents saying I must take the insread more...
@anshumanmaini
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@ashokkumarsharma
Commented on own review
Does not excuse rudeness by ICICI staff. Does not excuse ICICI bank staff lying to us. Does not excuse policies specifically designed to force penalties and late fees on customers. Automatic hi-tech cheque receiving machines are not available everywhere. Cheques dropped in drop box are read more...
@ris1294 We ensure our balance is down to zero every 2-3 months on every card. Note: HSBC card deposited on same day as ICICI bank was presented in clearing the next day. So this 5 business days for other bank cheques is ICICI bank policy. They just sit on cheques for 5 days.
After this we inquired from other friends who use ICICI cards and discovered this is indeed a standard practice, especially when there is a large payment involved. In one case, a friend was told that her cheque was 'lost' and she should sign another cheque which would be presented immediately. read more...
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