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India
Member Since:May 27, 2008
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Cheating customers on EMI
1
Reviewed Kotak Mahindra Bank Visa Credit Card
I m holding an kotak credit card, where they offered me EMI for 0% interest, 3 months tenure. I had opted for 2 emi in my account. Thinking I would avoid payingread more...
Never take loan from Indusind bank
Reviewed IndusInd Bank
I have taken a personal loan from IndusInd Bank. After taking the loan, there was continuous nuisance calls from the insurance agents saying I must take the insread more...
@avishek82
@anshumanmaini
@sourabhweb
@desigal
@cyrilsunil
Commented on own review
Hi Kanika, Thank you for ur advise to report the issue to the branch head. I reported to the Branch head and they have agreed to reverse the interest charges..
I have escalated this issue to RBI.. If anyone has the email id of Kotak Head pls provide me
Commented on vishnu361's review
Rightly said... The 0% emi is applicable only if Total amt due is paid in full.. If there is a short fall of payment the entire emi will be attracted with interest charges at 3.1%. Which no other bank does.. Even in the case of 12 months EMI where they charge 7% flat interest & processing fee. W read more...
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