I used this app and tried apply for loan more than two times. First, I used to apply on behalf of my mother, but they reject then, on my sister but they reject, like wise I applied on the behalf of more than five people from my family, ( two time each) . But they always reject this, I dont know why. I can understand if they reject for my application, might be because yet I am not earning. But how can they reject my brothers application. He is earning well, we just applied for one lakh.
Might be I am wrong but this app is more like a scam. They are just collecting information of people, might be they are selling or some kind.
However, whatever the reason, in my opinion they are look like scam not loan providers. Because elders always says truth no one can give you money, whether you are asking for riskfull loan or riskfree loan.