As per the reviews… shall i proceed with my parents health insurance thorugh ACKO with my mother’s medical history…. Which is already approved as per IRDAI (problem occured and cured before 4 years will not be considered as pre existing) even the problem which my mother’s medical history had was in early 2016 and already cured in the said year… can i trust ACKO WITH THIS?
14 days ago
By: paras1006
1 Answers
Yes, it is likely that ACKO, and most other insurers, would not consider your mother’’s condition in 2016 as a pre-existing disease if it was cured before 2020, according to IRDAI guidelines. The IRDAI has a 48-month (4-year) waiting period for pre-existing diseases, but conditions diagnosed and cured before that period are generally not considered pre-existing.
By: NaharidF85