Because my financial requirements, checked online and excited to see bunch of features in bajajfinserv lending and submitted all of my documents to the agent. And he promised 14.5% interest rate & 1% processing fee + service charge on processing fee.
Later found no requirement, and informed agent, then he said its ok, but the next day loan is disbursed to my account, with out any information regarding approval or asking me for when to disburse the money.
That’s the first shock I had and called agent, and he said that don’t aware of it, in-addition to that my loan is disbursed 3 days prior to EMI date, so if they should charge 3 days extra interest rate in next EMI, but these filthy guys deducted 6 days of interest rate from my loan amount and disbursed money.
In addition to that charged 999 rupees extra, which I had no clue at all...So guys... don’t go for bajajfinserv products by seeing their luring features and offers, if you opt for it you will have BADDDDDD experience and no point to regret after that...
Please consider my experience as a lesson and don’t go for these filthy guys..