My father-in-law subscribed to the BCC and we got a call on the home landline fore verification. The lady on the other end asked silly questions such as where does he work and what his designation is and how long is he working there?!
As if that was not a thorough check enough, an agent actually came in person to our apartment. The agent started asking very personal question about my husband, even though my father in law is the applicant. He asked questions like, are u married, how many people live in this house, what does his wife do, what is her age, the applicants fathers name, is this a rented house and so on. No card has ever done such a background check, I mean its definitely not on the standards of Signature cards, even for which I wouldnt be ready to answer such questions.
I really dont this these questions are validated. Not not apply for this card!