I hold 2 Gold credit cards with prestigious Bank. Recently I got calls from 2 another Big banks or their agents (i dunno), one of them was ICICI and another was HSBC Bank. They said you have been apporoved a life time free gold card from their bank as they have shortlisted me from their customer list. Incidently, I hold bank accounts with these 2 banks also. But then they asked, if I was holding another credit card or not? I said yes and asked why? One of the executive from one the bank said yes if u can give me XXX bank’s Credit Card Statement we can deliver your card immediately. I was shocked to hear how come he knows about what CC I m holding and why should I give my CC statement for getting another card. One of the lady called me almost daily to get this done depsite the fact I said no and asked her not to phone again.
The whole concern is all our account info, cc info should be kept private with the bank and it should not be leaked to another bank or indidvidual. I dunno if there is a common database which is made available to all? If yes thats serious as it exposes my account info any individual. Seriously rethinking of continuing or adding more credit cards to my wallet.
PS: This isnt a review for ICICI credit card, its just general about all credit card. Also worth mentioning is I did use ICICI CC in the past and it is amongst the best from what all we have avl. in the market.