Firstly hello everyone if you want to open in saving bank account in IDBI bank you must have Rs.10, 000 in your bank account or else you will be charged with fine. Yes that is much for a private bank but it’s the rule. If you will ask me about this bank I’ll say that there is no extra ordinary services of this bank they are like all other bank, I mean that they don’t give you any extra privilege plus they don’t have iOS mobile application which is a very big drawback for them the bank is always empty at least I can say about my branch which is in west Delhi .that’s why I have created my account in this bank because I don’t like to be in queue for a long time. I will suggest those who don’t have any other bank near their place , then they can open their account in this bank. ATM network of IDBI bank is expanding day by day you will see more in coming days plus the staff member of IDBI bank are also very polite you can’t compare the government bank with private . There will be a difference in their talking sense always so I have told you everything I know about this bank hope this will help you in taking decision .