I’ve found IDBI always delayed in each transaction. they have got very own set of policies than RBI.I were given a bearer payable at par cheque of arounf 6K in Pune from someone having IDBI account in Mumbai. after I presented it in IDBI Pune branch, cashier refused to pay coins announcing the account is of Mumbai and coins can not be paid here in Pune to me thinking about I am third celebration although i’ve IDBI account(that I by no means use any time because of worst carrier).these people do now not pay to 1/3 birthday party but they take delivery of cash from any 1/3 celebration in Pune for the beneficiery account even though it is of Mumbai.while taking cash, they accept from every body for any branch account however while paying money they does now not allow bearer cheque of their own financial institution to be encashed just because it’s far from a exclusive department.It does not seem a bank however a fish marketplace always. i’m putting one famous person due to the fact there’s no provision of zero or poor star score.