Hello friends , two months ago I opened a new account in IDBI bank and now I am very much satisfied by the service of IDBI bank. The employees of the bank are very good and the best thing I like about them is they talk very politely and response to the issue very quickly. I remember that I received my account ( passbook, ATM) within 1 week . Moreover the payment from net banking is also very instant and secure. So I think that IDBI bank is best bank amongst private banks so I suggest you if you are looking for a private bank than IDBI may be best for you