I have taken Maxbupa health insurance 3 months back. And my kid admitted in hospital .when i applied for the cashless in maxbupa they rejected it and giving the reason that my kid admitted for pneumonia 3 months before the policy start date . When contacted the customer care it was a horrible experience they are behaving very rude and they want to cancel policy . It was totally a online policy and they didn’t asked any details regarding the previous medical history or anything else just want to loot the money. Please beware of threat and there are many genuine companies in the market .worst experience I ever had in my life .