I have had 3 health issues leading to hospitalization and surgeries. And every time Maxbupa was pretty fast in their services. Some of their policies are without much frills and are user friendly.
I have the Heartbeat Gold policy and am a customer since the last 4 years. My experience with the customer service, cashless claims and reimbursement claims have always been smooth.
I would recommend Maxbupa health insurance policy to all who are reading this.