“Purchase a Product Using Standard Chartered Credit Card and you are into their Standard (spider) Web out of which you can never come out!!”
Standard Chartered Credit Cards are for those “high-standard” People who don’t have time to check out their monthly statements and get easily fooled out by their unbeatable accounting acrobats.
A normal salaried class person can’t go for the card if he does so he has to pay his entire life out or else take a loan from co-operative or other banks to pay the amounts of SCB card.
SCB have used Great marketing gimmicks to attract people by giving them free credit cards on any occasions. The marketing guys are directed to distribute cards like leaf-lets, a day will come when kids will be given credit-cards to play by their parents and teenagers will be using scb credit cards as key-chains and cool style fundas.
Don’t be astonished when a SCB credit card guy will come and offer you for a free credit card; because they want foolish clients for a long-term basis
The first thing a SCB Marketing Executive will meet you he will offer you with a scheme of 0% interest credit cards the scheme will be no interest no charges nothing everything is free only for you and the word FREE is very soothing for Customers which make their eye balls out and we fall in the trap; they will make you fill up a short and sweet form and within a week your Tension Trap is Ready!!
Next Month you receive a lovely Statement from Standard Chartered Bank for paying up the Annual Fees with a service charge. You will be red and amazed seeing the amounts and when you call the executive he will say I have already left the job.
Now you have to call up the SCB office and inquire what is this annual fees about and when you explain them that according to their executive it was free they will say nothing is free sir who said you that…you repeat the whole story…….and bang the phone in fumes !
If the matter is settled you are lucky enough but if not then you would call their office again; another person-in-charge would receive your call with sweetness and would ask you to repeat the whole story....
And finally,
He will convince you and ask you to pay the Annual Fees.
Trouble Starts when you start using the credit card…………..When you receive the monthly statement your heart will be in your mouth they have the calculations even which famous mathematician Ramanuj cannot solve !!!!!!!!!
Hefty interests are levied upon you…and they have their ads shouting 0% interest.
After all these frustrations, at last to take a normal breath you would ask for cancellation of the card…you call their office and ask for the cancellation they would promptly reply cancellation has been accepted.
Again for your safety you have to call them and inquire whether the card has been cancelled or not !
At last when the Card is cancelled you can take a deep breathe!!
So in-turn these cancelled credit cards could be punched and can be made keychains or could be given to kids for playing.
If you are interested to spend your whole income on Standard Chartered Credit Cards or would like to solve the impossible arithmetical calculations of these people you could straightly run to the Low-Standard Chartered Bank and Buy a 0% interest Credit Card !!
Or
Could Be used for Paying the fees of your Cardiologist !