I suggest all readers to avoid even getting a stan chart cc.
i got a gold card from stan chart abt 2 yrs back. I have used it for about 56, 000 in a span of 1 year. i’ve been paying the minimum dues regularly. then I was away for abt 2 months, after when I recieved a statement for Rs 98, 000. I was taken aback when I saw that, I blasted the people in stan chart. they said it was all my mistake, not keeping track of the account.
finally we agreed upon a settlement of Rs 79, 000 for which I issued 2 cheks of Rs 65, 000 and 14, 000. 3 days later, I asked them, I have cash in my hand, shall I deposit the money instead of cheque. they said, keep the money with you, we’ll come and collect the money from you and give the cheque back.
inspite of calling then frequently, nobody turned up, and hence I deposited the money. by the time, Rs 14, 000 cheque had gone back.
now they called and said, you want to make the payment of Rs 14, 000.
i said come and collect it. somebody came and collected the money, and next month I recieved statement of Rs 26, 000.
when I enquired abt that, they said sorry abt that, and they sent a person with a request that the settlement what we had was still valid if I make a payment of Rs 1500. I paid it by cash.
again next month I recieved a statement for Rs 28, 000.
i was shocked. again on enquiring, they apologized for that, and said, I have to pay Rs 2400. now I paid it by cheque.
this month I recieved a letter from bank for Rs 33, 000 is due on my account.
when I went and enquired about it, I was forced to make the payment, making me a defaulter in the co.
i’ve been using citibank, icici, and amex cards also. but I have never seen any frauds like this.
they argue that it is all my fault somehow.
mail me if you people have any similar experiences.
Raghavendra